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Become a Tribe360i Lender

Peer-to-Peer Lending Marketplace

Where Community Meets Capital: Direct Lending Between Real People

Tribe360i’s lending marketplace connects verified community users who need capital with those who have it to share. Skip traditional banks entirely—borrow directly from peers at rates you negotiate, or lend your idle funds to earn meaningful returns while helping others achieve their goals. Our blockchain-secured platform handles all the technical details, so you can focus on what matters: building wealth and supporting each other.

For Lenders

Create Meaningful Returns While Making a Difference

Thousands of Verified Borrowers Ready for Your Investment

Our platform serves verified, KYC-compliant borrowers on a silver platter—no prospecting, no relationship building required. Simply browse opportunities, choose your investments, and earn:

👥 Everyday Community Members seeking personal loans for life improvements
💼 Small Business Owners growing their ventures with flexible capital
🏆 High-Reputation Users with proven track records on the platform
🔒 Secured Borrowers offering crypto or cash collateral for lower-risk investments
🤝 Relationship-Based Lending with friends, family, and trusted connections

It’s a true win-win ecosystem: Borrowers get better rates and terms than traditional banks, while lenders earn significantly higher returns than savings accounts or CDs. Professional lenders and everyday investors alike can build diversified portfolios across hundreds of opportunities—all managed automatically through our secure platform.

"Whether you're a professional seeking steady returns or someone with extra funds looking to help others while earning passive income, our marketplace provides the tools, security, and borrowers you need to succeed."

Higher Returns

Earn 8-20% annual returns compared to traditional savings accounts paying under 1%. This significant difference can transform your idle cash into a meaningful income stream.

Secured Options

Most loans are backed by verified collateral worth more than the loan amount. If borrowers default, you have legal claim to valuable assets that secure your investment.

Diversified Lending

Build a portfolio of loans across different borrowers, loan amounts, types and terms to minimize risk. This diversification strategy reduces your exposure to any single borrower’s potential default.

Automated Management

TRIBE360i manages all loan documentation, payment processing, and collection activities automatically. You simply select loans to fund and receive payments without ongoing administrative work.

Counter-offer Capability

Don’t like the borrower’s proposed rate or terms? Make a counter-offer with your preferred conditions and see if they accept your terms instead.

Community Impact

Support fellow community users in achieving their goals while earning competitive returns on your capital. This creates positive relationships and contributes to the overall platform ecosystem.

Let the Numbers Speak

More Than

103560905

of Loan Amounts Requested by The Community

lenders from all walks of life

Lending Process

Simple 4-Step Process:

Request

Borrowers create requests with terms

Choose Structure

Select Fixed/Flex + Secured/Unsecured

Review & Revise

Lenders browse the marketplace and choose loans, and make counter-offers

Funding

Platform handles all technical aspects and payments

Create Account

Security Features

KYC Verified Users Only

Every user completes comprehensive identity verification including biometric checks. This ensures you’re only dealing with legitimate, verified individuals in our trusted community.

Collateral verification

All collateral assets are thoroughly validated for authenticity and value before loans go live. This 24-48 hour process guarantees lenders can trust what’s securing their investment.

Transparent Terms

Every loan agreement is crystal clear with no hidden fees or clauses. Smart contracts automatically enforce all terms and payment schedules without human intervention.

Payment Protection

Automated payment processing, grace periods, and smart contract enforcement protect both borrowers and lenders with transparent terms.

Loan Types

Choose the Lending Structure That Fits Your Needs

Whether you’re seeking quick access to capital or building a lending portfolio, Tribe360i offers flexible options for every situation. Secure better rates with collateral-backed loans, or access funds based on your platform reputation—all with transparent terms you control.

Secured Loans

🔒 Collateral-Backed Security

Lower interest rates (0.5% – 6% monthly)
BTC, ETH, Stablecoins, and other collateral assets accepted
Up to 90% LTV depending on asset type
Faster approval process

Unsecured Loans

🤝 Reputation-Based Trust

Higher interest rates (varies by history)
No collateral required
Based on platform activity & payment history
Build credit within the ecosystem

Feature	Secured Loans	Unsecured Loans
Collateral Required	✅ Crypto/Approved Asset	❌ None
Interest Rates	0.5% - 6% monthly	0.5% - Unlimited % monthly
KYC Users & Lenders	✅ Both Verified	✅ Both Verified
Approval Speed	24-48 hours	2-7 days
Risk Level	Low	High
Payment Options	Fixed or Flex	Fixed

TRIBE360i SUPPORT

We Are Here For You

Live Chat is Available:

Monday – Friday: 7:00 am – 5:00 pm US Central time

Please use the “Let’s Have a Chat” Button below. Choose Personal or Business Account, and navigate to bottom right corner to have a chat during opening hours or leave us a message, and we will get back to you.

Let's Have a Chat

Ready to Transform Your Financial Life?

Create Account

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† Tribe360i as a platforms supports the movement of USDC, USDT, and ETH. While you can hold up to 300 tokens in an external wallet, you would not be able to send those tokens through the tribe360i platform, thus; you would be ineligible for tribe coins being earned.

† Tribe360i Fitness connect is expected to be released in beta before Q1 2025.

† Tribe360i Travel connect is expected to be released in beta before Q1 2025.

† Custodial wallets (including vault wallets and any wallets where Tribe controls the private key) are currently considered “use at your own risk.” We cannot guarantee the safety, security, or proper handling of funds held in custodial wallets. Tribe is not responsible for any loss, theft, or misuse of funds stored in these wallets. Users choosing to use custodial wallets acknowledge that they do so voluntarily and assume full responsibility for any losses. We strongly recommend using connected external wallets and avoiding storing large sums in custodial wallets. Only store what you are prepared to lose.

† This platform offers access to peer-to-peer (P2P) loan services, cryptocurrency exchange, and communication services including chat, calls, and video calls. All transactions are conducted using Tether (USDT) on the blockchain, and we do not hold physical currency. User funds are not managed or held by us, except for initial deposits into the platform.

† We are not a bank, financial institution, or money service business. We do not provide financial or investment advice, and all transactions carry inherent risks associated with cryptocurrency and blockchain technology.

† Users are responsible for adhering to local laws and regulations regarding cryptocurrency transactions and peer-to-peer loans. We recommend consulting with a financial or legal advisor prior to using our services.

Peer-to-peer loans between users are conducted at the sole discretion of the parties involved, and we are not responsible for the terms of the agreement, loan enforcement, or dispute resolution.

Cryptocurrency exchanges conducted on this platform are final and irreversible. We do not offer refunds or reverse transactions once they are confirmed on the blockchain.

All communications, including chat, calls, and video calls, are facilitated over the blockchain, and we do not guarantee the security or privacy of any communications.

Any transactions conducted with third parties via our platform using Tether (USDT) are not subject to our control once initiated, and users bear full responsibility for ensuring the security of their funds.

† We deal exclusively in Tether (USDT) as the supported cryptocurrency. We support fiat currency withdrawals and deposits. You are buying and selling your crypto holdings to us for a fee.

† Any rewards, bonuses, or incentives earned through the use of our platform are paid in TribeToken (TribeT) and are subject to specific terms and conditions as outlined in our Terms of Services Agreement.

† By using this platform, you agree that all risks associated with the use of blockchain technology, cryptocurrency volatility, and peer-to-peer lending are solely your responsibility. You acknowledge that the value of Tether (USDT) and other cryptocurrencies may fluctuate, and past performance does not guarantee future results.

† Our platform is provided “as is,” with no warranty of any kind, either express or implied. We do not guarantee the security, availability, or uninterrupted access to our services. All products and services are subject to terms and conditions that may change without notice.

† Nothing on this platform constitutes legal, financial, or investment advice. Users are encouraged to seek independent legal and financial counsel to ensure compliance with applicable laws and regulations.

† Please refer to our Terms of Service and Privacy Policy for more detailed information about our services and user responsibilities.